Should your outstanding balance exceed the amount deposited with the BANK, such excess shall become immediately due and payable and you shall be considered in default of your obligations to pay the same. You agree that we may change or increase the Interest charges, fees, and other charges, and their rates and calculation from time to time. We will notify you of any changes on Interest charges, fees, and other charges before these take effect.
Should we opt to refer the account to a collection agency for collection purposes, we shall inform you in writing of the intended endorsement to a collection agency, or the endorsement of the account from one collection agency to another, at least seven 7 days prior to the actual endorsement. Said notification shall include the full name of the collection agency and its contact details. In addition, you shall pay a late payment fee. The exclusive venue of all suits to enforce this Agreement shall be in the proper courts of Makati City and any request to hold in other venues will be disregarded.
/about/Citi-Simplicity-Card-Master-Card--56a1de583df78cf7726f57b9.jpg)
In the event of any controversy or action arising from this Agreement or any incident thereto which you may file against us, our liability shall not exceed One Thousand Pesos P1, Pursuant to the authority granted to us, you expressly authorize us to inquire about and allow full disclosure of any information related to your funds or properties with Security Bank, its branches, subsidiaries and affiliates.
In the event that your funds are held by Security Bank, such shall have the right to retain such funds for a period of at least forty-five days from the date of cancellation of termination of the Card and its return to Security Bank and the closure of the Card account. If there are unpaid obligations under the Card, you hereby authorize us to automatically apply said funds to the settlement of the unpaid obligations.
We are not precluded from availing of other remedies in case the funds are insufficient to settle the said obligation. You are solely responsible for communicating this change to any party with whom you may have payment arrangements.
Recent Posts
We are not responsible for the consequences arising from the rejection of any transaction, whether under the old card number or otherwise. We will be charging a card replacement fee. You must safely keep the CARD and not use it after its expiry date, upon its suspension or cancellation nor permit anyone to use it for any reason whatsoever. A fee shall be charged by Security Bank for the publication of the lost or stolen card for all cards.
You also agree to hold us free and harmless from any claim for damages arising from such suspension, cancellation, termination, withdrawal or confiscation. Any amendment on the terms and conditions will be communicated to you prior to the implementation using the appropriate communication channels, such as statement of account, flyers, etc. Any amendment shall bind you upon receipt of notice thereof unless you object thereto by manifesting your intention to terminate your membership in writing and surrendering the CARD within fifteen 15 days from the receipt of notice of amendment.
Failure to notify us of your intentions to terminate your membership and your continued use of the CARD shall be construed as your unconditional acceptance of the amendments made on this Agreement. Information includes any credit or other information obtained from your application or from consumer reports.
Information that you provided may be used to develop offerings from Security Bank and its affiliates that you may receive from time to time through our communication channels. We may send or communicate through SMS at any time without being encrypted and may include your name and other relevant information pertaining to your account. You shall declare Security Bank free and harmless from any liability if the information contained in the SMS is accessed by person other than yourself.
We do not guarantee the timely delivery and completeness of any information provided through SMS.
By calling or accepting calls from our Hour Customer Hotline at 02 , you acknowledge that we may record all your telephone conversations with us and use all these recordings against you or any third party, or replayed or communicated to any third party, for any purpose particularly as evidence in any proceeding, judicial or administrative. You further agree to waive any right under R.
You agree to reimburse us and our Telemarketing provider any loss, damage, cost, expenses, and fees including legal fees on a full indemnity basis that we or our Telemarketing provider may suffer or incur during this instance. You agree as well that the message may be sent to you without encryption which may include your personal and card details. Further, you as the cardholder is responsible in ensuring the security of your mobile phone, email account and other electronic devices that which may be used as tool for communication.
In the event that there be updates on your contact information, you should inform Security Bank of the changes immediately. You must inform us of any additional channels to reach you aside from what is disclosed in the credit card application form you submitted. Changes in your home, office or mailing address, e-mail and telephone number must also be communicated to us.
Non-notification, particularly if the account is past due, may lead to the presumption that your credit card has been used with intent to defraud. In case the mailing address is not accessible through mail or delivery, we have the option to use the other addresses logged in our system. Notwithstanding this provision, you agree that any communication sent to the designated mailing address shall be considered as received by you within fifteen 15 days after mailing.
You, pursuant to such undertaking, authorize us, at our discretion, but without any obligation to do so, to secure information from third parties, such as but not limited to utility companies, insurers and financial intermediaries, and receive information on how you can be contacted. For this purpose, we may transfer and disclose selected customer information to Security Bank, its branches, subsidiaries, affiliates, agents, and representatives and third parties selected by any of them and certain companies.
Any alteration, amendment, exception, reservation or scribbling herein made by you or in the Other Terms and Conditions, not duly approved in accordance with our appropriate procedures, shall not be valid and binding upon Security Bank.
Request the BDO Credit Card
We may, from time to time, change these Terms and Conditions for whatever reason we may deem proper, amend or revise or modify through Statement of Account, publication, or such other reasonable means. In case you are qualified for availment, you hereby agree and give consent to have your existing details used for offering of products and services by the Security Bank Corporation and its Subsidiaries, at any time and at its discretion. Acceptance of proceeds of any loan released pursuant thereto shall be conclusive proof of your additional indebtedness to the BANK under the Terms and Conditions set forth by the BANK prevailing at the time the additional loan is approved.
How do I earn Rewards Points? You will earn 1 Rewards Point for every P20 usage on your card. They do not expire. Click here to visit our rewards page. Where can I check how many Rewards Points I have earned? Your total rewards points are reflected in your monthly statement of account. Where can I redeem with my rewards points?
- Description!
- BDO Credit Card – How To Apply?.
- free online walmart coupons.
- lego deals black friday.
- 7 hopes united coupon code.
- telkom mobile deals catalogue 2020.
How do I redeem? Another option is to redeem your points through our Customer Service Hotline. What is the income required to have a Complete Cashback Credit Card? What will happen to my credit limit? Yes, you can apply for a Complete Cashback credit card by sending an email with the last 4-digit of your existing Security Bank credit card, complete name and contact details at customerservice sbcards. Who can and cannot apply? Everyone except for Security Bank employees can apply for the Complete Cashback provided that they meet all the eligibility requirements for a Security Bank credit card.
All are qualified for rebate so long as the merchant falls under the Gas MCC Code , as determined by their acquiring banks. Is there a minimum spend requirement to get the cashback? No, there is no minimum required spend.
Bdo Freebies From Credit Card - Blitzmegaplex Grand Indonesia Schedule
You earn rebates regardless of how much you spend. Are online transactions eligible for rebates? No, online transactions are not qualified. Only swiped transactions where card is physically present are eligible to earn rebate. Are overseas transactions qualified? No only local retail transactions are qualified for cashback. Are in-store installment purchases qualified to earn rebates? Yes, rebates will be awarded as the amortization is billed. Are utilities enrolled in Bills Assist qualified to earn rebate?
No, utilities enrolled to Bills Assist are not qualified for cashback. Meralco does not accept over-the-counter or swiped transactions so how can I earn the rebate? While Meralco falls under a qualified MCC, card acceptance ultimately lies with the merchant similar to all credit card transactions. Do I earn rebates on insurance companies, hospitals? No, health and service providers are not qualified Merchant Category. Where do I get the rebate? The rebate will be credited to your account.
PROMOTIONS
Rebates on qualified purchases posted from 13th of the previous month to 12th of the current month will be reflected in your current month SOA. Is there a separate cap for my supplementary? Can I get my rebate in cash?
No, rebates are not convertible to cash nor can it be transferred to your other card. Are pharmacies included in the rebate?